Create an envelope for each spending category — Groceries, Gas, Rent, Coffee — set a limit, and watch where your spending goes. Built for the phone in your pocket.
The AI reads the amount, the merchant, and the date — then drops it in the right envelope. You confirm with a tap.
Done. Hands-free.
When you're in a noisy place or working from memory, manual entry takes seconds.
Most apps show you where your money went after the fact. Smart Envelope tells you what's left before you spend.
You create each envelope and you set the limit. Each receipt is recorded and deducted. When it's getting low, you see it. When it's gone, you decide what to do — move money from another envelope, or hold off until next month.
Adjusting your budget is easy. Your call.
Most budgeting apps run on the same model: you hand over your bank login, they pull your data into their servers, and they hope nobody breaks in. When someone does, your information is exposed — and millions of people already have paid this price.
Just a budgeting app that respects the fact that your money is your business.
We never ask for your bank password to use Smart Envelope.
14 days free trial. Then $4.99 a month or $59.88 a year. Cancel anytime.
Download on the App Store